Having the right sleep apnea equipment can make an incredible difference in your quality of life and significantly improve your overall health. With that kind of impact, cost shouldn’t be a barrier to receiving quality care and tools.

That’s why here at ApneaMed, we offer a variety of ways to pay for your needed sleep apnea testing and equipment. 

ApneaMed Financing Options

There are several products that we provide here at ApneaMed, from our popular home sleep apnea test to AutoPAP machines. At this time, only the AutoPAP machine can be financed. Everything else will need to be purchased in full at checkout. 

When it comes to financing an AutoPAP machine, you will see these options when you select payment plan options. 


As you can see, each configuration of the mask, hose, and AutoPAP machine with humidifier comes with the same payment plan option. With four installments of $250 per month, you can finance your necessary sleep apnea equipment. ApneaMed works with PayWhirl for secure payment processing. 

You will need to make the first payment installment during checkout. Once that first payment is completed, your AutoPAP machine and accessories will be sent to you.

Payment Methods Accepted By ApneaMed

To make your first payment with ApneaMed, you can use a variety of payment options.


Debit / Credit Cards 

  • Visa
  • MasterCard
  • Discover
  • American Express
  • JCB

Also, if you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), you may be able to use those funds to purchase a home sleep apnea test, AutoPAP machine, and other CPAP equipment we offer. 

While your HSA or FSA card may not work for online purchases, you should be able to be reimbursed by these accounts when you buy sleep apnea equipment. If you are unsure if your HSA or FSA provides these benefits, be sure to talk to your HR representative. 

Insurance And ApneaMed

At this time, ApneaMed does not accept insurance. Instead, you can work directly with ApneaMed and not have to jump through insurance company hoops. By being able to take control of your health care, you can cut down on costs and pay for only what you need.

Also, while ApneaMed does not accept insurance, you can bill your insurance after you have purchased what you need. There are several steps you need to follow, but we have provided information on the general claim process and the billing codes for your CPAP equipment. That way, you can more easily be reimbursed by your insurance provider.  

If you have specific questions concerning your financing or would like to know more about our sleep apnea products, feel free to contact us today.